ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,250

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ronald Meadows

Preview of insurance.I’ll be able to write a review after I…

I’ll be able to write a review after I have used the insurance in April. As always, my biggest complaint is that I am reimbursed after I have to pay the bill. Insurance is supposed to be here to cover the majority of the bill and I pay the rest as in any other claims. I understand the difficulty of pet insurance and at least my pets are covered for wellness checks and illnesses and other critical medical and I just hope I get quicker reimbursement times than other insurances I have had.
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5

out of 5

POSTED: | BY: Ljt

Y'all are great

Y'all are great! Thank you for what you do.
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5

out of 5

POSTED: | BY: William Brobst

Someone told me that we should have pet…

Someone told me that we should have pet insurance for our pooch. The online process was very easy to fill out. We now have piece of mind that if something happens to our little girl that we will be covered. Thank you ASPCA insurance!!
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5

out of 5

POSTED: | BY: Ellen

They are the Best Pet Insurance for your pet

They have been so Wonderful through this tuff time with Max. They were reasonable in there plan choices, they pay there claims quickly and are very friendly and efficient. Who could ask for more then that.
5

out of 5

POSTED: | BY: kenneth

Very helpful for your pets wellness hopefully it stays affordable thank you

very helpful at times hopefully it stays affordable thank you
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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