ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,250

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff

Our baby can walk because we had ASPCA…

Our baby can walk because we had ASPCA pet insurance. We came home one night and found her laying on the floor unable to move her back legs, she was paralyzed. The emergency hospital bill alone was $1,500. The surgeon was another $7,500. We had $100 deductible and 90% reimbursement. Because we had the insurance we were able to have her treated without worrying about whether we could afford it. I called and they pre authorized the procedure which sped up the processing time and we had payment within a week. It's now been two years and gets around just as well as she always had. This insurance has more than paid for itself. I hope we never need it but I am grateful we do.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Edward “Legend” Anderson

ASPCA helped us !!!

ASPCA was very helpful when JAMEO our dog got sick without there help it would have been very tough on us to pay all the Vet bills ,thank you ASPCA sincerely Ed Anderson
Read more on Trustpilot
5

out of 5

POSTED: | BY: Marion

The people I talked to were very patient nd helpful

Excellent insurance.
5

out of 5

POSTED: | BY: jacqueline khalil

Customer service fast response

I had an issue located my account information, after sending a feedback they respond the same day solving it so thank you for the prompt response.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Timothy Vogel

It was easy to use.

It was easy to use.
Read more on Trustpilot
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review