5
out of 5
POSTED: | BY: Patricia
Dylan's Pet insurance
My enrollment was easy, and secure. Dylan's coverage starts next month.
4.4
out of 5
Number of reviews 12,254
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Angelica Figueroa
Staff was very helpful and I…
Staff was very helpful and I appreciated them for calling to check on our puppy and asked if we needed any assistance with our new insurance.
5
out of 5
5
out of 5
POSTED: | BY: Tammy
New to program
I have not had a need to use this yet but from what I have read about this insurance I think I made a good choice.
1
out of 5
POSTED: | BY: Erin Smyth
Denied for wellness, microchipping and neutering!
I have been paying for over a year for both preventative care and illness for my puppy (18 months old). I have been denied for everything: vaccines, wellness visits, neutering, microchipping, and an impacted tooth. I was also denied for a congenital issue (a heart issue) that they said was pre-existing rather than congenital. After paying $8000 in vet bills, and $1200 in fees to ASPCA, I have been approved for reimbursement for only $110 and it says I haven't reached my deductible of $250 yet! This definitely appears to be a scam.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.