ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,250

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joanne K

Pet Insurance

I have three cats that are all covered with ASPCA pet health insurance. One of my cats ingested a foreign object and needed emergency surgery. She has also seen two veterinarians and a specialist. She has had multiple x-rays and a Ct scan. She was referred recently to a holistic vet for accupuncture. One cat has gingivitis which required a dental cleaning. One cat has had treatment for a ripped nail and loose stool. All of which have been covered through Aspca pet insurance. I find the monthly plan for three cats affordable and I would highly recommend this pet insurance.
Read more on Trustpilot
4

out of 5

POSTED: | BY: Helen Wong

I gave a 4 stars because few years ago

I gave a 4 stars because few years ago, my claim was ignored. The doctor sent two letters and the vet manager called and also sent letters to your office; about a claim for an altersound. NO RESPONSE AT ALL!!!! Very disappointed
Read more on Trustpilot
5

out of 5

POSTED: | BY: Elizabeth Hathcoat

I am very pleased with your offerings

I am very pleased with your health insurance program for my fur baby. I looked at many programs, and yours was in the top three. It was easy to sign up, the premiums are reasonable, and you keep me well informed.
Read more on Trustpilot
5

out of 5

POSTED: | BY: Mackenzie Mace

Service was kind and helpful

Service was kind and helpful. Overall very friendly and really ready to help
Read more on Trustpilot
1

out of 5

POSTED: | BY: Yicell

They never cover anything for my dog…

They never cover anything for my dog and also took more then 3 months to decline claims!!!
Read more on Trustpilot
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review