5
out of 5
POSTED: | BY: Meg
Was very easy to set up policies for my…
Was very easy to set up policies for my pets.
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4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Bruno's Mom
Fast and Easy
This was my first experience with ASPCA and pet insurance in general. The submission was super easy and their communication was great. They kept me in the loop as to what stage I was at in the process and my whole submission from claim to reimbursement was fast and easy. I have absolutely no complaints and would recommend this company to anyone.
5
out of 5
POSTED: | BY: Martina Serrano
Great insurance company!
Great insurance company!
5
out of 5
POSTED: | BY: Carey Terkelson
My coverage
I have this coverage to protect my Bella from illness and her spay.
5
out of 5
POSTED: | BY: Dominique
Wonderful and Easy
ASPCA was recommended to me by a friend who is a dog trainer. She has it for all of her animals, so I figured it was great and she was definitely right. We got it when our dog was only a few months old after he swallowed something he shouldn’t have. It has been so worth it, as he is only two, but has had several issues and ASPCA has been wonderful each time we filed a claim. We liked it so much in fact, we got it for our two cats as well. Our vet files claims for us and then everything is automatically done. Couldn’t be easier.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.