ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Sandra Mueller

Needing H E L P, and wanting a response.

In receiving my initial COPY of insurance policy~ It requested I set up and online account, or if that is done~ Sign In is the next option~ I could not even sign in~ got a message on the Set Up and Account~ STATING~~ MY INFORMATION IS NOT THE SAME AS Information submitted to accept choices for the policy THEREFORE~ I can't get and DO NOT HAVE the copy of my PAID FOR INSURANCE POLICY FOR Bailey Noelle Mueller. I have written requesting help to set up and account X3, finally receiving you email response. When selected, ASPCA Page~~ IT WANTS ME TO SELECT GET A QUOTE. I have a quote, and have paid for my first months payment. I WANT TO SET UP AN ACCOUNT-----SO I DON'T HAVE ANY PROBLEMS WITH MAKING A CLAIM OR HAVING ANY QUESTIONS. THIS IS WHERE I AM AT NOW~ I HOPE BY WRITING THIS X4, MAYBE SOMEONE WILL RESPOND. Another Question: Can I set up and Auto-Pay Account?? Awaiting your reply.
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5

out of 5

POSTED: | BY: Jessica Barlieb

No better place…

Great prices and great coverage based on your individual pets needs. I use them for all of my pets, past and present. I wouldn’t go anywhere else and trust me, I’ve looked around.
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5

out of 5

POSTED: | BY: Mac Perry

Available Insurance

Available Insurance. Somehow though, the initial phase in purchasing the insurance there was a duplication in the process with one of the animals. I detected the duplication and informed the company prior to payment and that was that.
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5

out of 5

POSTED: | BY: Hector Figueroa

Cat reveiw.

Every thing falling into play.
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5

out of 5

POSTED: | BY: Leslie Nelson

Super easy to sign up and when I had to…

Super easy to sign up and when I had to cancel one of my pets they were right on top of it, and there was no pressure, thanks!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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