ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Rick Miller

scam stY away

there service writers and insurence is a joke my horse had dental work sent them xrays and sent them break down of medical records for a year. the break down was not good enough they said they wanted all hand written notes things that would take over hour to get they said they ask vet three times vet said they sent to them so they denied claim. then 2 months later did another claim same horse and once again they asked for year worth of medical record which they recieved 2 months ago. they make a point to harrass your vet so they stop dealing with them and they deny your claims but these thief will take your money Sent from my Verizon, Samsung Galaxy smartphone
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5

out of 5

POSTED: | BY: Melissa Montgomery

This is my first timing using ASPCA

This is my first timing using ASPCA. I normally use Nationwide. Took my new puppy to the vet for a booster and wellness visit and was reimbursed for some of the visit which is what I expected. Only complaint is it takes about 2 weeks turn around time from submitting claim. Nationwide was a lit faster. So far I'm impressed and glad I chose ASPCA for my new little guy
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5

out of 5

POSTED: | BY: Cherie Anne Harlow

awesome pawsomes

Awesome pawsomes Thank you 😊
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4

out of 5

POSTED: | BY: Tony Nevarez

Confront with the name of provider

Confront with the name of provider
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5

out of 5

POSTED: | BY: Janet Becker Henry

It was easy to compare options

It was easy to compare options. You go to the vet of your choice. You send in the claim. Easy.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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