ASPCA | Pet Insurance Review

When we adopted our Sheltie we took her to our vet the next day. She gave us our health certificate and I asked her about insurance. She gave us an ASPCA pamphlet. I compared it with others online and decided to go with ASPCA. We had never had pet insurance before for any of our many pets and I wondered if it was really necessary. Bella just turned 3 yrs. old and after a horrible sickness and a lot of tests was diagnosed with canine lupus. Inherited and ongoing illness. ASPCA has been very helpful every time I have called them. They have paid claims quickly and I am so grateful that we have this insurance. Bella is doing well now and we are hoping for many good years ahead with her.

My lab mix Zoe developed a rare tumor on her anus. I thought it was from scooting at first & then had her anal glands expressed. The vet found the tumor & removed it in a timely fashion before it could develop into anything more serious. I sent in a claim and was reimbursed proportionately for the vet bill which was in the thousands.

I switched from another pet insurance co. to ASPCA and am so glad I did. My cat, Sampson, was sick with vomiting one day and diarrhea the next. I took him to my Vet where he was examined, re-hydrated, x-rayed, (thankfully no object showed up) and given 2 shots of antibiotic and one for nausea, with pills to go home with. He did recover nicely, with a diagnosis of "gastro-enteritis." My $434 claim was taken care of quickly and but for the extremely reasonable $100 yearly deductible, I would have paid only the $34. I then received a call from a very nice gentleman inquiring about how Sammy was doing. That was a very pleasant surprise but I hope that I don't have a sick kitty again for a long, long, time. I also signed up for the Well Kitty rider not only because it covers a yearly exam and shots, but also a good portion of teeth cleaning which no other company provides, that I know of. I do recommend this company to anyone that brings up pet insurance and I hope they heed my advice.

The insurance wasn't really so bad, but when it came time for a big claim, they wouldn't pay. I called them specifically because I didn't think something would be covered and they assured me it would be. I filed all the claims and continued with all the vet visits and "oh by the way, we won't pay that... you should have read the fine print... and it isn't our fault that even though you specifically asked about it that we advised you incorrectly"...

We adopted our mini-poo about five years ago. He's always been healthy, but we decided ASPCA pet insurance was the best option for us. We've only had to use it a couple of times - once when his knees were inflamed, and more recently when he contracted a blood infection due to the irresponsibility of a mobile canine dentist. We were afraid we were going to lose him, but after a month of antibiotics, he pulled through and is his usual sweet self.