5
out of 5
POSTED: | BY: Igor
Thank you !
I have nothing more to say - just Thank You !
4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ruth
Beat insurance ever
Rusty, my rescue pup had a ear infection and ulcers in his eyes. The insurance claim was processed quickly and a check was sent out in a timely fashion. I would recommend this insurance highly.
5
out of 5
POSTED: | BY: EVELYN
VERY GOOD
I am very pleased with aspca insurance. I have been recommending them to everyone who has a dog I wish my health insurance is as prompt paying a claim AS aspca. I have had many different brand but this company is far the best so far.THANK YOU
MUNCHKIN-CARIN TERRIER POODLE OREO LHASA POODLE AND OF COURSE HOLLY MY LITTLE SHIH BEAGLE AND ME TOO MOM EVELYN
5
out of 5
POSTED: | BY: Haydee
Excellent Service, Caring Staff
I love the phone calls asking me about my boy after I've submitted a claim! My previous pet insurance company never did that.
Also the claims are expedited very quickly. They are very helpful with answering questions.
5
out of 5
POSTED: | BY: Tammie
Great Piece of Mind!
Love, love, love ASPCA pet insurance! Our dog was bitten by a rattlesnake, for which the treatment and follow-up care would have been a HUGE financial burden for us. Both claims (submitted online via their website) were processed quickly and paid promptly ... with ZERO hassle. Our 80% reimbursement amount (minus the $100 deductible) was directly deposited into our checking account. ASPCA pet insurance allowed us to focus on the care and recovery of our sweet Coco, rather than worry about how we could afford to save her life.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.