5
out of 5
POSTED: | BY: Don Hastings
ASPCA Pet Health Insurance
ASPCA Pet Health Insurance. One claim, so far so good. Effortless filing and payment.
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,254
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Andi Deninger
Quick and easy estimate for 2nd pet
Quick and easy estimate for 2nd pet. Previous pets claims were no fuss and came in a timely fashion. Customer rep friendly and informative. Would recommend
4
out of 5
POSTED: | BY: Lisa Eichman
Great service
Great service. I like the follow up calls too but sometimes they can be a bit much.
5
out of 5
POSTED: | BY: Kevin Kasle
Extremely pleased
Great customers service, and easy process regarding claims, also very quick re-payment of covered expenses.
4
out of 5
POSTED: | BY: Mani
Doggie Peace of Mind
It was pretty frightening when our mini poodle was assaulted by large dog. We rushed to the Pet Emergency and were so grateful the wounds were relatively superficial. Knowing we had ASPCA Pet Insurance helped me stay calm as it diminished my worry about the bill. Though we had our deductibles, they covered their share of all the emergency services and subsequent office visit and meds. We've had this insurance for our last dog and for Gigi, and it gives us peace of mind.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.