4
out of 5
POSTED: | BY: Susie (SF)
Good service
Claims are handled quickly, which is appreciated. Also received a follow up phone call from ASPCA.
Read more on Trustpilot
4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Frances Vasquez
We are very satisfied with ASPCA Pet…
We are very satisfied with ASPCA Pet Health Insurance.
I highly recommend them to anyone.
Thank you,
Frances Vasquez
5
out of 5
POSTED: | BY: tt
Great Insurance!
Subscribing to ASPCA Pet Insurance is a no-brainer for pet owners! Efficient, effective and well worth every penny you will spend!
5
out of 5
POSTED: | BY: Penny
The Best Around
This is the best pet insurance around. We have had others in the past but nothing compares to your product. I will advise everyone to look into becoming members.
5
out of 5
POSTED: | BY: Svetlana
Excellent choice for overly protective human of a puppy
I chose ASPCA Pet Insurance for my pug puppy after the illness of a previous dog turned out to be a significant financial burden. The support and service has been amazing, claim processing quick and transparent, and coverage more than adequate for a puppy that keeps getting up to no good swallowing things and getting in trouble. i would highly recommend this insurance to all new and experienced pet parents.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.