5
out of 5
POSTED: | BY: Mary
claims were handled promply
The ASPCA staff are always very helpful. The claims were paid as agreed and on time and the follow up call to see how Lilly was doing was very thoughtful.
4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ellen
They care about my cat, Edmond
ASPCA Pet Insurance program has allowed me to provide more health care to my cat than I would have been able to afford without the insurance. Their online claim submittal process is quick and easy. I think that their claim reimbursement program is fair. I love the fact that they will call and/or send cards in the mail if they notice my cat has received several claims in a short period of time. You just don't get customer service like that anymore.
5
out of 5
POSTED: | BY: Alyssa
Food scoop
Cooper had eaten a food scooper and I was so happy I had pet insurance! He was able to have a full recovery and I was able to get 2/3 of the bill covered!
5
out of 5
POSTED: | BY: Ellen Montwori
ASPCA Pet Insurance has let me provide…
ASPCA Pet Insurance has let me provide more care and veterinary services to my cat than I would have been able to without the insurance. I feel that they process their claims in a timely manner and overall the claim reimbursement amounts are fair. I love that occasionally they send cards in the mail or will call to check to see how my cat is doing if they notice a frequent number of claims.
5
out of 5
POSTED: | BY: G
Superior claim service and user friendly site.
My puppy Peppa had a severe urinary track infection that required a hospitalization for further testing. The hospital bill was quite large. I was able to submit the claim easily through the website and receive payment expeditiously. The site was easy to navigate and had enough information to keep me apprised of the status of my claim. The claim representatives were also very helpful and at all time displayed true concern for the well being of my puppy as well as a desire to have the claim resolved in a satisfactory manner.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.