5
out of 5
POSTED: | BY: Nancy
Multiple claims, seamless and easy
Each claim has been handled easily and with no complications. Deductible is clearly explained and they cover everything they say they will.
4.4
out of 5
Number of reviews 12,250
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Liling
perfect service
You have dealt with Kublai’s claim perfectly.
5
out of 5
POSTED: | BY: Gerda Huffman
I had my dog Abby insured with ASPCA as…
I had my dog Abby insured with ASPCA as soon as I rescued her. I am very satisfied with ASPCA Pet Health Insurance.
5
out of 5
POSTED: | BY: Jill
ASPCA Pet Insurance is
The insurance policy itself is a 10, and I’ve compared them all. Initially my claim relating my kitty’s newly diagnosed condition was denied, but to their credit they reversed this decision upon appeal. I wouldn’t change insurance companies.
5
out of 5
POSTED: | BY: Ram
Wonderful Company and great service!!!
Most people buy an insurance policy, hoping that one never has to use it because one always hopes that their pet never falls sick or injured. But most people also hope not to use it because it is a nightmare dealing with Insurance Companies. However, my experience with ASPCA from the beginning has been outstanding. Signing up was a breeze and when I did have to use the Insurance, making the claim online was super easy and I also got a check in the mail without any delays. Thank you ASPCA for looking out for my pet Cat Blanco.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.