ASPCA | Pet Insurance Review

Our dogger had a really bad and recurrent bladder/intestinal infection. The bills were adding up and quick; over 6mos the total hovered somewhere around $5,000. I’m not sure how we would’ve handled that without ASPCA. After meeting our $250 deductible, our out of pocket was around $500. (So total $750 vs $5,000) Claims took 2-3wks to reimburse, which I felt was a reasonable amount of time. I didn’t have to consider our finances (as much) when deciding on a treatment plan. I was able to make the best decisions for my dogger (that’s a play on dog and daughter in case you’re wondering). I can not recommend ASPCA enough. It baffles me when people DON’T have it! Get it BEFORE you need it. Get it as soon as you adopt, purchase (ugh), inherit, etc. *If you can’t afford ASPCA insurance, you can’t afford the out-of-pocket care either. In other words, you can’t afford to NOT have ASPCA pet insurance.

I have had ASPCA Insurance for many years and they have always given me fast complete service. I have recommend them to my friends and family many times.

I had to get a supervisor involved to stop the cycle of Deny and Delay which is a technique Insurance companies use to not pay their portion. I wonder what would happen if I didn't have the Education in the Insurance business to call them on their game and make them pay what they should. I would not recommend this or 2 of the other (Pet Plan and Healthy Paws) Pet Insurances I have tried. Pet Plan was very dishonest. They didn't tell me until they pulled money off my credit card, that the dog had to have a new exam within 2 weeks though he just had his annual exam. By that time I was on the way to California and the dog was in Florida with my brother. I called them they not only refused to cancel it as it wasn't even in effect for two weeks, they pulled an extra month. Discover Card rectified the situation. The game is always the same Deny and Delay hoping the less educated and persistent consumer will give up. The ASPCA supervisor is wonderful. The people that answer the phone are very pleasant. It is the ASPCA Claims department that is not to be trusted.

ASPCA has paid the claims we have made for our labrador retriever. Customer service is friendly and helpful. I wish that ASPCA included neutering (spaying).

This pet insurance has been an absolute life-saver. Last month, my cat had to be rushed to the hospital because he was suddenly vomiting, refusing to eat and straining to urinate. The ER vets diagnosed him with a urinary obstruction, which is apparently a fairly common issue for male cats and can be fatal if left untreated. Thanks to the ASPCA pet insurance, there was never a question of getting my cat the proper care he needed. That same day, his obstruction was cleared and he was admitted to the hospital for continued monitoring and observations. Submitting the claim was extremely simple and straightforward. The claim for his visit was submitted on 9/19 and completed on 9/26 - exactly a week later! I have only the highest praise for this insurance and would recommend it to anyone in the market for pet insurance.