5
out of 5
POSTED: | BY: James
Claims Experience
Very efficient and fast.
4.9
out of 5
Number of reviews 55
adoro is a new kind of pet insurance, built by industry veterans who knew there had to be a better way. We designed coverage that’s simpler, clearer, and built to stay affordable as pets get older.
We do a lot of things better. Here are some:
We have a unique deductible lock feature, which means premiums will remain more stable as pets age;
We don’t charge you extra to pay monthly;
We include exam fees and physical rehabilitation in our accident and illness policy – no adds-ons needed;
We are the only company to offer body condition score and customer loyalty discounts.
Our claims process is simple, with instant payout options for approved claim payments.
5
out of 5
POSTED: | BY: Deborah
Claims Experience
Sense of urgency. Response in a very timely matter. Process of filing a claim very short and quick. Thorough explanations.
5
out of 5
POSTED: | BY: Angela
Claims Experience
Adoro is unbelievably easy to get signed up with, easy to submit claims and extremely fast on paying claims. I would recommend 110% to anyone looking for pet insurance. I was really hesitant about getting pet insurance and researched many companies. I am so grateful I went with Adoro. We adopted 2 black lab puppies in August and I signed them both up for insurance. I really didn't think we would need it especially not in the first year, let alone in the first few months. One of our puppies has already had an ear infection and a mass tumor growth that had to be surgically removed. We are still waiting to see what the growth is and if further treatment will be needed. Needless to say we reached her $1000 deductible and Adoro paid their part for her surgery. For anyone on the fence about getting the pet insurance I highly recommend you get it.
5
out of 5
POSTED: | BY: Chyna
Claims Experience
Quick review, approval, and payment
5
out of 5
POSTED: | BY: Elizabeth
Claims Experience
Easy to submit, quick to get payment
Monthly Cost
Plan costs depend on your choices, as well as pet breed, age and where you live.
Coverage
Accident and illness coverage, with two wellness optional choices. Exam fees and rehab coverage included in every policy (not an add-on). Payout percentages range from 50% - 85%.
Payout Limits
A range of choices between $3,000 and unlimited (annual). There are no lifetime limits.
Deductible
Range from $200 to $1,000 (annual).
Age Limits
At least 7 weeks old to enroll (and 14 years or younger). Once the pet is enrolled they may stay insured regardless of age.
Waiting Period
0 days for accidents and 12 days for illnesses after the policy becomes effective. Unlike some providers, adoro does not have any extended waiting periods for orthopedic issues (like torn cruciate ligaments).
Exclusions
Pre-existing conditions (anything your pet had before your coverage began);
Routine care you can plan for, like vaccines or spay/neuter (unless you add wellness coverage);
Non-treatment costs (like grooming, boarding, food or cosmetic procedures);
Behavioral-related expenses like costs for pet aggression or training;
Other exclusions may apply. Refer to the exclusions section of the policy for more information.
adoro is a new kind of pet insurance, built by industry veterans who knew there had to be a better way. We designed coverage that’s simpler, clearer, and built to stay affordable as pets get older.
We do a lot of things better. Here are some:
We have a unique deductible lock feature, which means premiums will remain more stable as pets age;
We don’t charge you extra to pay monthly;
We include exam fees and physical rehabilitation in our accident and illness policy – no adds-ons needed;
We are the only company to offer body condition score and customer loyalty discounts.
Our claims process is simple, with instant payout options for approved claim payments.