With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 

Pet insurance reviews

10
Out of 10
Insurer: Petplan USA
Posted: 02/21/2011
By:
C. Aguinaga

We have a 1 year 4 month old Chocolate Lab named Bosco that was recently diagnosed with cataracts in both eyes. This was something that really surprised us knowing how young he was. With all the doctor visit at the eye specialist and the pre-operation...

Injury/illness

Eye problem

Claim Amount
Over $1000
Breed

Labrador Retriever

Age of Pet
1 - 8
10
Out of 10
Insurer: Petplan USA
Posted: 02/21/2011
By:
Candy Schneider

We adopted our little Shih Tzu from the local SPCA. Needless to say, it was love at first sight and Callie has now been with us almost seven years. The first three years we had her, there were no health issues. The first time we felt 2-3 lumps on her,...

Injury/illness
recurring cysts
Claim Amount
$100 - $500
Breed

Shih Tzu

Age of Pet
1 - 8
10
Out of 10
Insurer: Petplan Canada
Posted: 02/21/2011
By:
Candy Schneider

We adopted our little Shih Tzu from the local SPCA. Needless to say, it was love at first sight and Callie has now been with us almost seven years. The first three years we had her, there were no health issues. The first time we felt 2-3 lumps on her,...

Injury/illness
recurring cysts
Claim Amount
$100 - $500
Breed

Shih Tzu

Age of Pet
1 - 8
9
Out of 10
Insurer: VPI
Posted: 02/21/2011
By:
SBC

We have used VPI for 15 years or so. When one of our dogs had cancer, they covered enormous bills and it was such a relief to be able to proceed with the best treatment without worrying about the costs. Their policy statments are very clear -- one knows...

Injury/illness

Ear Problem

Claim Amount
$500 - $1000
Breed

English Springer Spaniel

Age of Pet
Over 8 years
10
Out of 10
Posted: 02/21/2011
By:
Ryan Sullivan

When my dog had retching issues and a distended stomach at 3am, I took no time to consider my insurance requirements. I just took my dog to my regular 24 hr emergency vet.
After surgery and a two day recovery, I had a $4,700 bill.

The vet stamped my...

Injury/illness
bloat; no torsion
Claim Amount
Over $1000
Breed

Mastiff

Age of Pet
1 - 8
1
Out of 10
Posted: 02/21/2011
By:
Diane

I had the AKC insurance -- it was awful the entire AKC company from the employees’ who answers the phone, to the claim processors, to the actual "quality" of the policy. The AKC has many areas that allow them not to pay the claims; they don't cover...

Injury/illness
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
10
Out of 10
Posted: 02/20/2011
By:
Karen R.

I recently submitted my first claim with Healthy Paws. My 7 month old French Bulldog had contracted Giardia over Christmas. I had to take her to a different vet than her usual one since they were closed for the holidays. Healthy Paws helped me gather her...

Injury/illness

Enteritis/diarrhea

Claim Amount
$100 - $500
Breed

French Bulldog

Age of Pet
Under a year
10
Out of 10
Insurer: VPI
Posted: 02/20/2011
By:
Betty Thomas

Granted, I only had small claims - nothing over few hundred dollars. I found VPI claim submission process very easy and the reimbursement very speedy. My employer offers easy direct premiums deductions from my paycheck and I am very pleased about how...

Injury/illness
constipation/abdominal pain
Claim Amount
$100 - $500
Breed

German Shepherd

Age of Pet
1 - 8
5
Out of 10
Insurer: Pets Best
Posted: 02/20/2011
By:
Nancy FRanzese

based on the fact that if the company feels you are too much of a risk they have the option of canceling your policy. Then you are out of luck since then most likely your pet will have preexisting conditions. This is one reason I chose to go with pet plan...

Injury/illness

Renal (kidney)

Claim Amount
Over $1000
Breed

Ragdoll

Age of Pet
1 - 8
9
Out of 10
Posted: 02/19/2011
By:
Linda DiRuzza

I received a letter in the mail for ASPCA Pet Insurance shortly after spending hundreds of dollars for my dog, Spooky, to have bladder stone surgery. Since both Spooky and Waffles were over 10 years old, I realized that their health was likely to decline...

Injury/illness
ruptured Anal Gland
Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
Over 8 years