154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 01, 2010

Very Glad I had this policy

I have 2 dogs, one only eats her food, the other eats anything that will fit in her mouth. The first time she needed surgery to clean out her digestive track, we had no Insurance and it cost us 1200.00, after that I was not taking any chances and did some research and found Pets Best and signed them both up. Well she messed up her stomach again, but this time she did not need surgery, but her vet bill was 822.00 and I was more than happy to pay 144.40 and not the total bill. I will never have any of my animals uninsured again. Pets best turn around time is great and now that you can do it on line makes your check arrive even faster. I have recommended Pets Best to many of my friends, this ins. is affordable and pays for itself if you have one sickness or accident, I looked at many different policies and Pets Best gave you more bang for your buck.

Insurer: Pets Best

By: kclynn

Useful
June 01, 2010

leg surgery on 7 month old puppy paid

I have never had pet insurance, and have not owned a dog for many years. I compared companies and had one recommendation for Trupanion. Due to price, I went with them. My 7 month old Pembroke Corgi had a limp that had not gotten better and had a diagnosis where one of his leg bones was not growing. This meant major surgery. And I got him from a highly recommended AKC breeder. Trupanion was very quick to review and pay. They cover 90% less other visits that are not covered. It came to around 15% that was not covered. Advise to pet owners on the fence re. getting insurance. If the dog is an investment and a major part of the family, think about getting the insuracne from the first day. I thought the leg issue would be just a sprain or something- Who knew. Surgery is giving my puppy the best option for a good future.

Insurer: Trupanion

By: Diana

Useful
June 01, 2010

leg surgery on 7 month old puppy paid

I have never had pet insurance, and have not owned a dog for many years. I compared companies and had one recommendation for Trupanion. Due to price, I went with them. My 7 month old Pembroke Corgi had a limp that had not gotten better and had a diagnosis where one of his leg bones was not growing. This meant major surgery. And I got him from a highly recommended AKC breeder. Trupanion was very quick to review and pay. They cover 90% less other visits that are not covered. It came to around 15% that was not covered. Advise to pet owners on the fence re. getting insurance. If the dog is an investment and a major part of the family, think about getting the insuracne from the first day. I thought the leg issue would be just a sprain or something- Who knew. Surgery is giving my puppy the best option for a good future.

Insurer: Trupanion Canada

By: Diana

Useful
June 01, 2010

Peace of mind

When we welcomed our Wheaten Terrier into our family 8 years ago we decided to insure him with Petshealth Care Plan Insurance. We of course hoped we would never need it but were glad to have it to fall back upon if necessary. All was well until a few months ago when he scratched his eye and repeated visits to his Veterinarian couldn't rectify the situation. He had to go to an animal eye specialist who had to surgically scrape the dead cells from his eye and then partially sew it shut to help it heal. After only one week she removed the stiches on his eye and he has been his old self ever since. Not only did Petshealth help us with the cost of his regular Veterinarian but also covered a great deal of the specialists costs as well as the subsequent medication. As with most insurers, they do not cover 100% but 80% of normal and customary costs. They processed our claims in a timely manner with no questions asked. Thank you Petshealth for being there when needed. It is a great feeling to know they will be there for us and Teddy if anything should ever happen.

Insurer: ASPCA

By: Warren

Useful
June 01, 2010

Processed at the speed of light

I had another insurance plan for my now 7 year old Sheltie that I dropped several years ago when the premiums continued to skyrocket. Thanks to Pilchuck Clinic for recommending Trupanion! Three months after initiating this policy, my 13 month old Sheltie was hospitalized in critical care for 6-1/2 days with seriously elevated kidney values. My clinic sent the records promptly after his discharge and within a few days I was notified that the claim was processed. We never want to tell our pets that we can't take care of them because of the cost. Thanks to Trupanion, I was able to get the highest quality care for my special boy, who is now completely well!

Insurer: Trupanion

By: Pam

Useful
June 01, 2010

Processed at the speed of light

I had another insurance plan for my now 7 year old Sheltie that I dropped several years ago when the premiums continued to skyrocket. Thanks to Pilchuck Clinic for recommending Trupanion! Three months after initiating this policy, my 13 month old Sheltie was hospitalized in critical care for 6-1/2 days with seriously elevated kidney values. My clinic sent the records promptly after his discharge and within a few days I was notified that the claim was processed. We never want to tell our pets that we can't take care of them because of the cost. Thanks to Trupanion, I was able to get the highest quality care for my special boy, who is now completely well!

Insurer: Trupanion Canada

By: Pam

Useful
June 01, 2010

I think the title is just like what we do each day

Our embrace experience has been dexcellent. The folks are patient when we fail to sign our claim form, they work with the vets to get what we forgot to get or need and have given us the peace of mind regarding exdpenses that allow us to make sure our pet get the treatment she needs. It is not about let's wait and see, but let's get this checked out right away.

Insurer: Embrace

By: Alan

Useful
June 01, 2010

I did the right thing to get this insurance.

I recently had to bring my cat to a vet, and it turned out he needed a stomach surgery. The total bill was about $2,000. My PetHealth insurance covered more than half of it - exactly as per my contract. I have to say this company absolutely has met my expectations in this claim, I didn't have problems, and they keep the monthly premiums low.

Insurer: ASPCA

By: Alex

Useful
June 01, 2010

Great People!

We hadn't been insured with Embrace but for a couple of Months when my little buddy (Buster) hurt his right elbow. I was contacted before this by Embrace, asking why I did not have the orthopedic waiver done. We barely had enough money to buy the policy, let alone take him in for an exam. Well, a week later, he came down with a stinkin ear infection. My vet did the ortho exam at the same time for no charge. Of course his elbow injury was going to be excluded for a period, but I cannot remember how long. That was understandable, though now I had wished we had done it to begin with. About two weeks later, Buster woke me at 3am and just looked at me. A few minutes later he was in a full blown seizure. We rushed him to a local emergency vets office. At 8am, my buddy passed away. He was not even three yet. I was devistated. The only thing the doctors could figure was that he had an aneurism or some other issue in the brain. All of the other tests we did were negative. I waited a few weeks before finally submitting all of the paperwork, for the ear and seizure. I had an approval in less than 24 hours and a check in hand within a week. When they found out about Busters passing, they had refunded the balance of my premium within a couple of days, without a word. I made sure I had ALL of the required documentation prior to faxing it in, so i am sure that had something to do with their quick response. This is my experience and I will definately use them again. I appreciated the

Insurer: Embrace

By: Rick

Useful
May 31, 2010

Rip Off Plan!

I have had this plan for my Rottweiler for 6 years, since I registered her with AKC at a few months old. She was diagnosed with wearing ACL in her right knee last year. A few months later she tore the ACL in her left knee. After consulting with an orthopedic surgeon, he told me it would be better to repair both knees at the same time as it would save the dog from having to go through the anestesia another time, the healing process would be done at once, and an added perk was it would cost less. I called the PetPartners insurance and asked them if there was any problem having both knees operated on in the same day. Their response was -- yes, that's fine each knee is counted as a separate incident. After the surgery was done, I submitted my bill and PetPartners denied the bill on one knee saying two knees is counted as a chronic condition. I challenged their decision but they still denied payment on the second knee. This company lies and can't be trusted. Find a reputable company!!

Insurer: AKC

By: Diane

Useful

Compare top pet insurance providers plans.