154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 18, 2010

MY LIFE WITHOUT LILLIE

In 2001, my husbvand and I lost our black Lab, my husband knew how upset I was and he was the same after all Mickey was 17 years old. My husband started looking for an Australian Shepard, we found a litter of pups in our area and we went over to take look. We walked into the puppies cage area and I feel in love with this 6 week old female she was merle colored and had one blue eye and the other eye was half blue and half brown. Both her parents lived on the horse ranch with the pups. We tookher home with us and the next six years were a pure delite, everytime I went to the store and shopped I would pick her up a toy. When I would walk in the house she immediately had her head in the grocery bag to find her toy and would play with all the 300 toys she had and never chew them up. On December 5,2007 she stopped playing and eating, I immediatley took her to a veterinary hospital and unfortunately the vet misdiagnosed her illness. On December 19, 2007 I took her to another veterinary hospital and the Veterinarian there stated to me that he did not like what he was feeling in her abdomen and he wanted to do surgery on her. He asked me to go home and he would call me from the operating room. Three hours went by and I was about to go crazy when the phone rang, it was the vet and he stated that he was standing in front of Lillie and he stated that she had over 40 cancerous tumors along her back bone and in her bladder and her liver. He stated that to keep her from suffering

Insurer: ASPCA

By: JOANNE

Useful
August 18, 2010

Excellent Alternative Medicine Coverage!

My rescue Aussie began getting itchy a couple months after we first bought an Embrace policy. Soon, she was spending much of her day chewing and licking herself, and often woke us up in the middle of the night with her scratching. We decided to try homeopathic treatment for her itching, and have been very pleased with the progress so far. The itching has decreased dramatically and she is even more active and happy than when we first brought her home. Embrace covered her certified veterinary homeopath's phone consultations in full. I am so glad that there is such an enlightened pet insurance company out there - their coverage let me try a treatment with few side effects that has also turned out to be very effective. They also have quick turnaround time on claims, helpful staff, and wonderful communication with their clients. Just a great company.

Insurer: Embrace

By: Mary

Useful
August 18, 2010

Embrace Pet Insurance is a must!

I have had VPI in the past and it is a nightmare. You think you are covered for those large bills and you are not. I had an insurance agent check Embrace out thoroughly and they are by far the best. I have 8 dogs so insurance is a must in my home. You will not regret insuring your pet with Embrace.

Insurer: Embrace

By: Lisa

Useful
August 18, 2010

Warmth, Professionalism, and Personal Service

My husband and I wanted to be able to afford to give our rescued Australian Cattle Dog, Sara, the very best care for the rest of her life, so we enrolled her with Healthy Paws Pet Insurance. Approximately two months after signing her up with Healthy Paws in February, I noticed occasionally lameness in her right back leg. I took her to her vet, who examined her and gave the diagnosis of a partial cruciate tear and recommended surgery. (not an unusual injury for very active and athletic dogs). We also consulted with a highly recommended surgeon. He confirmed the diagnosis of Sara’s vet and explained two procedures and gave me estimated costs for each--Cranial Cruciate Ligament Rupture—Modified Retinacular Imbrication Technique (MRIT) (approximately $3000) or Tibial Plateau Leveling Osteotomy (TPLO) (approximately $4000). I submitted the estimates to the Healthy Paws Claims Team. Even though the TPLO was more expensive, they did not hesitate to encourage me to go with the recommendations of the surgeon. Sara had surgery on a Friday. On Monday I submitted the invoice and received a 90% reimbursement within 72 hours…FAST REIMBUREMENT just as they advertise. AND, with an explanation and breakdown that was so easy to follow and understand. And if this isn’t enough, I just learned that hydrotherapy for Sara will also be covered! The Healthy Paws Claims Team was so supportive—they all have pets and are so knowledgeable about everything related to dogs, including this specific surgery

Insurer: Healthy Paws

By: Jane

Useful
August 17, 2010

wellness reward

I faxed the claim on sunday and got a response monday.That is quick and I was told my check was in the mail. Could not asked for better service

Insurer: Embrace

By: chris

Useful
August 17, 2010

First Class Service

I have always been very impressed with the Embrace customer service representatives in purchasing and updating my policy with new animals. They are always friendly, caring and knew their business. I had never had a claim in several years, and was thinking that maybe I could economize by dropping the insurance, when lo and behold our large shepherd ruptured his cruciate ligament and was in dreadful pain. He needed an expensive operation quickly. Embrace handled the claim within days, and fully paid everything we were to get under the policy. I was very, very impressed. Needless to say we will not be dropping the coverage! With 5 dogs, it is really peace of mind.

Insurer: Embrace

By: Dorothy

Useful
August 17, 2010

Fast in reimbursing claim check.

My first pet insurance, my first claim, also Bear is our first dog. He's like a family member we love him. He's a healthy 4 year-old, but we want to make sure he's protected just in case. So far I am very pleased with Embrace. Just submitted the claim forms a couple of days ago after his yearly physical, and already I received an email saying the reimbursment check is in the mail. How great is that!!

Insurer: Embrace

By: Yvette

Useful
August 17, 2010

Never would recommend them

They wanted your money but when it came to filing a claim they did not want to cover anything. Typical for an insurance company.

Insurer: ASPCA

By: Camille

Useful
August 17, 2010

Pets Best has been so reliable .

I have had the remarkably unfortunate occurrence of having two dogs diagnosed with bone cancer in the last year. Not only did Pets Best never once question a claim, but they promptly sent my reimbursement checks within a week, and actually called to express their condolences and made a donation to an animal cancer research institute. Knowing that the medical bills were not going to cause me to go “broke” since I had the insurance made me focus on the remaining time I had with my dogs, making it as much less of a stress- and worry-free as could be expected in that situation.

Insurer: Pets Best

By: Karin

Useful
August 17, 2010

ASPCA

I have been with ASPCA for a while. I really like the 100 dedcutable per YEAR and not incident. HOWEVER, I recently found out that if my dog got diabetes on June 30 (my renewal is July 1) she would be covered for that one day only. I thought she would be covered for the entire year. I a have been looking at other insurances and so far..... Pet Plan might be good.

Insurer: ASPCA

By: Marai

Useful

Compare top pet insurance providers plans.