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So Impressed
We chose Embrace because of the reviews. Our experience has been just as consistent. We purchased the insurance when our purebred puppy was just 10 weeks old and, just after she turned one, we were surprised to find out that she needed knee surgery. Just like the reviews said, the Customer Service at Embrace is prompt, attentive, caring, and they provide reimbursement within 10-15 days. We have told everyone we can about Embrace. If you are deciding whether or not to choose Embrace, search no more. They're wonderful.
Insurer: Embrace
By: AJ
fast & efficient
We received prompt and personal responses to our claims for our dog's vet visits. With instruction, we were able to submit the appropriate information and received our reimbursement well within the specified time frame. Thank you, Embrace!
Insurer: Embrace
By: cathy
No Red Tape for Removing Bibby's Polyp
My husband and I are completely satisfied with Trupanion. Recently we noticed Bibby had been throwing up for a couple of days - we didn't think much of it because when Bibby doesn't eat at the time we feed him he'll throw up, so we thought it was 'normal' for him. But coming home from work one day we found Bibby glued to his water bowl and drinking excessively. His stomach was swollen and he was nervous to our touch. After blood tests and xrays our vet revealed Bibby has what's called a polyp (a blockage in the stomach lining) which is common in male Shih Tzu's. Bibby had to go through surgery to remove it. Our bill totaled over $3K but thankfully purchasing Trupanion pet insurance for our baby boy with ZERO deductable saved us over $2800.00 - we only paid $300.00. I highly recommend Trupanion for your four-legged loved ones - not only did they save us $$$ but there was absolutely no red tape to cut through.
Insurer: Trupanion
By: Marneilli
No Red Tape for Removing Bibby's Polyp
My husband and I are completely satisfied with Trupanion. Recently we noticed Bibby had been throwing up for a couple of days - we didn't think much of it because when Bibby doesn't eat at the time we feed him he'll throw up, so we thought it was 'normal' for him. But coming home from work one day we found Bibby glued to his water bowl and drinking excessively. His stomach was swollen and he was nervous to our touch. After blood tests and xrays our vet revealed Bibby has what's called a polyp (a blockage in the stomach lining) which is common in male Shih Tzu's. Bibby had to go through surgery to remove it. Our bill totaled over $3K but thankfully purchasing Trupanion pet insurance for our baby boy with ZERO deductable saved us over $2800.00 - we only paid $300.00. I highly recommend Trupanion for your four-legged loved ones - not only did they save us $$$ but there was absolutely no red tape to cut through.
Insurer: Trupanion Canada
By: Marneilli
Good to work with
Issues with coverage, but they were willing to work them out reasonably. Hope to continue with them.
Insurer: Embrace
By: Paula
THIS IS THE WORST INS CO I HAVE EVER DELT WITH
I am truly upset and frustrated with this company. I hate the 30 day wait period! Not only that if you submit a claim with several charges, they do not question the individual claims they will deny it all together. The wait time on the phone is longer than it should be. The 80% reimbursement is only on the allowed amount they feel should be charged. For instance is a vaccine is $20 but they feel it should only be $10, they will reimburse 80% of the $10.
Insurer: ASPCA
By: Sue
Quick Response
This is the third claim I've submitted to Embrace and so far they have an excellent record on fulfilling their brochure promises. My kitty had pretty extensive medical needs this year, and I didn't have to fight with them about coverage - unlike my "human" insurance!
Insurer: Embrace
By: Shelly
Lump Removal
Gracie had a lump on her head just above her left eye. I noticed it was growing larger each month. I took her to the vet and they removed it. Embrace paid quickly.
Insurer: Embrace
By: Paula
Trixie thanks ASPCA insurance!
We had just purchased pet insurance, and had it for sometime when our rambunctious little dog Trixie stepped on a fox tail while chasing a bunny at her favorite park. what cost us close to $300 ended up costing about $100 plus dollars. And that was at an emergency clinic, which we all know can be very expensive. we are so glad we had ASPCA pet insurance. And so is Trixie, still chasing bunnies, but not in that fox tail infested field anymore.
Insurer: ASPCA
By: Trixie
Not Sure What's Covered
Ive had insurance for a number of years, maybe 7 or something. At the beginning I was reimbursed for at least some portion of nearly every bill. seems the reimbursements are far fewer these days. Its not a user friendly system, in terms of knowing what is/isnt covered. but i keep buying it, in case something major happens.
Insurer: ASPCA
By: sarah