154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 18, 2011

Very quick reimbursement!

Shortly after submitting my wellness claim for Sho-na's spay procedure, I had my reimbursement direct deposited into my checking account. By shortly, I mean within a week! Thankfully, I've only needed to use my Wellness insurance. No injuries or illnesses "yet". But if that does happen, I'm confident Embrace would be right on top of reimbursing! I'm very pleased so far.

Insurer: Embrace

By: Sandra

Useful
January 18, 2011

So Far So Good

Embrace has been great in helping me with my dog, Mookie's, insurance coverage. Any question I have i get a quick response. I just received my first reimbursement check and was pleased at the coverage. Even when one of my claims was lost I wrote a couple e-mails and the issue was taken care of. I am very pleased with Embrace!!! I did a lot of research on various insurances before I went with Embrace. I picked Embrace because of the reviews I had read, and because they have the best coverage. Thanks, Embrace!!!

Insurer: Embrace

By: Kristen

Useful
January 18, 2011

Great Customer Service, but the jury is still out

I've had Embrace for a little over a year on both of my dogs and submitted a wellness claim and within a week I heard back and the check was in the mail. Everyone I've dealt with has been very helpful. I'm still waiting to hear back on another claim and will provide more feedback once that has been addressed.

Insurer: Embrace

By: Lisa

Useful
January 18, 2011

Professional and Caring

A few years ago, my husband and I went to an "adopt-a-thon" at our local shelter and came home with Ernie - a loud and fiesty black and white spotted cat. New to pet ownership, we didn't even think about pet insurance. A few months after we brought him home, Ernie's curiosity sent him to the emergency room with a broken front leg. We knew we would do whatever we needed to to help Ernie get better but we were amazed at how much it cost us! This sent us on the hunt for pet insurance. There are many options out there but we were drawn to Healthy Paws because not only did they offer affordable and thorough coverage but we loved the company's commitment to working with shelters and helping animals to find homes. I have also been very impressed with Healthy Paws' customer service. Based on my own experiences and those of my family and friends who are also insured with them, it is clear that the focus of Heathy Paws is really on the health and happiness of animals and their families. It is a comfort to know we will be taken care of should our crazy kitty decide to use up another of those nine lives!

Insurer: Healthy Paws

By: Joelle

Useful
January 18, 2011

great company, fast reAsons

Claims payments are fast, easy to make a claim. Able to talk with a real person (who speaks English and is not from a call center in Asia); able to answer questions about coverage. And, claims are paid FAST!

Insurer: Embrace

By: David

Useful
January 17, 2011

Thank Goodnes for Pets Best

Our dog Bella was attacked by a neighbor's dog and we took her to the emergency vet where she had surgery and drain tubes put in. She healed quickly and is healthy again. Knowing we had the pet insurance gave us peace of mind.

Insurer: Pets Best

By: Cheryl

Useful
January 17, 2011

kind of slow on reimbursement

Our dog has continuing coverage on his policy. Our vet feels that prevention is worth a pound of cure and wants him to use ear drops for yeast once a week. We have had the scrip refilled 3x and each time it seems to take longer to get reimbursed. Also, I think a note in the file should suffice so that the doc does not have to continually fill out forms.

Insurer: Embrace

By: p

Useful
January 17, 2011

Smokey Joe

Smokey had benign but large tumor removed from his face recently. I appreciate any reimbursement possible as the surgery was expensive for me on a fixed income. I can wish that the % of reimbursement was more but what I recieved helped.

Insurer: ASPCA

By: Sharry

Useful
January 17, 2011

Friendly customer service

In my case , I do not feel this insurance if worth it. By the time I met my deductable, the year is up and I now have another deductable. I have never collected a dime on the policy for illness. They are very prompt and nice people to deal with.

Insurer: Embrace

By: Linda

Useful
January 16, 2011

Prompt, personable and professional!!

I am *extremely* happy with Embrace Pet Insurance. I am a recently-new customer; I have 2 rescued cats with special-needs but who are both healthy now thank goodness. One/female cat was born blind; one/male cat has PTSD from being terrorized on the streets from where he was finally rescued; both were 'feral' and both are the dearest pets one could ever know. I'd been dealing with customer-care meltdown at our local St. Louis Park, MN branch of Banfield Pet Hospital; massive turnover in staff and a new office manager nothing like the previous one I'd had such wonderful help from over the years. I was in the midst of changing to a new/local vet clinic, City Cat Clinic, which is great. That's when I heard about Embrace from a relative who'd just gotten it & was very pleased. I signed up my kitties & the service from Embrace has been just GREAT: so caring and personable, very prompt with my 1st refund check, and very helpful with advice and troubleshooting re: my timelines. I have used Embrace for my 1st/new vet appointment: annual checkup for my blind kitty girl, and all went smooth as silk - really a treat.I highly recommend Embrace and its tremendous "Embracer" online customer-service/claim staff to customers everywhere.

Insurer: Embrace

By: Alice

Useful

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