154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,075 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 03, 2011

Healthy Paws ROCKS!

AMAZINGLY GOOD SERVICE! Our dog had emergency surgery on Saturday and we received our reimbursement within a few days! Great communication! We were kept informed at every step of the process. Very easy to work with and very nice people! We HIGHLY recommend Healthy Paws!

Insurer: Healthy Paws

By: Wayne

Useful
April 03, 2011

A Plus Plus all around

Adopted my Kitty from a local shelter at the end of September 2010, 3 1/2 years old, approximately. Put pet insurance on him right away. I have already had two claims with Trupanion, I have to say I was so pleasantly surprised that both were paid with no hassle within 10 days, and the Trupanion staff kept me well informed of the progress of the claim via email. I was a skeptic about pet insurance and now I am a believer. If you are on the fence about pet insurance with this company, I hope this review helps you make a decision.

Insurer: Trupanion

By: Michelle

Useful
April 03, 2011

A Plus Plus all around

Adopted my Kitty from a local shelter at the end of September 2010, 3 1/2 years old, approximately. Put pet insurance on him right away. I have already had two claims with Trupanion, I have to say I was so pleasantly surprised that both were paid with no hassle within 10 days, and the Trupanion staff kept me well informed of the progress of the claim via email. I was a skeptic about pet insurance and now I am a believer. If you are on the fence about pet insurance with this company, I hope this review helps you make a decision.

Insurer: Trupanion Canada

By: Michelle

Useful
April 03, 2011

Appeals Process Very Positive

I have only had Embrace for a couple of months, but so far very pleased. My dog has an issue with his ear and originally Embrace denied the claim as a preexisting condition. My vet was able to write a letter explaining how this issue differed from his previous one and they allowed the claim. Usually an appeals process with an insurance company is a frustrating and stressful experience. Not so here. The claims department kept me continually updated by email; they did not make me feel like I was trying to get something past them (as so many people insurance companies do when you appeal a claim); they promptly reviewed my claim; and provided full and accurate details about what charges were covered as well remaining deductible and copays. This is my first time using them, but so far I am impressed.

Insurer: Embrace

By: Stephanie

Useful
April 02, 2011

Easy & Fast

Our one year old Whippet had a horrible accident and his rear leg was badly injured. He had several trips to the Vet to repair the injury. This was my first experience with submitting a claim. After getting our Vet to complete the forms, we faxed the documents for processing. Within a short period of time, the checks were in the mailbox. We are really glad we selected Trupanion for our dog's insurance.

Insurer: Trupanion

By: Lisa

Useful
April 02, 2011

Easy & Fast

Our one year old Whippet had a horrible accident and his rear leg was badly injured. He had several trips to the Vet to repair the injury. This was my first experience with submitting a claim. After getting our Vet to complete the forms, we faxed the documents for processing. Within a short period of time, the checks were in the mailbox. We are really glad we selected Trupanion for our dog's insurance.

Insurer: Trupanion Canada

By: Lisa

Useful
April 02, 2011

Great customer Service

We have had insurance with Embrace for our Lab, Tyson, since we brought him home. We have always had great customer service, with prompt action and very friendly, knowledgeable representatives taking our calls.

Insurer: Embrace

By: Judy

Useful
April 02, 2011

An insurance company that keeps its promises.

We purchased Annie, our Golden Retriever, about 3 years ago. We were concerned about possible hip displacia, a common occurrence with the breed. We have never had pet insurance and thought this a good time to try. Well, we haven't had hip displacia but she has had a ruptured ACL, separately on both back legs requiring operations and therapy involving thousands of dollars. Embrace has accepted all of our claims speedily, without complaint and has demonstrated real interest in Annie's recovery. We are well pleased with Embrace and have recommended them anyone who has an interest

Insurer: Embrace

By: Sharon

Useful
April 01, 2011

ASPCA insurance really helped with the bill

Confetti my 12-year old Siamese became listless and didn't eat for three days. My vet recognized that he weas dehydrated and gave him fluids and tests which proved negative. He came home feeling better than before he had gotten sick. This was my first time to have insurance and I am grateful for it.

Insurer: ASPCA

By: Carol

Useful
April 01, 2011

Fast Reimbursement

When I first submitted my claim to Trupanion, it was denied and deemed a pre-existing condition. Once my vet stepped in to plead my case, Trupanion reconsidered their judgment and accepted the claim, and granted me a Pre-approval number. Once the claim was processed, I was pleased to discover that Trupanion paid 90% of the charges associated with her surgery and post-operative care, with the exception of the standard office visit fees charged by the vets that she saw. Since I was paying for services up front, I expected I would have to wait a long time to be reimbursed for my out of pocket costs, however, I had a check in my hands within three weeks of submitting my claim. Thank you, Trupanion, I would certainly recommend your company to other pet owners.

Insurer: Trupanion Canada

By: Barbara

Useful

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