154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,323 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,313 reviews

4.9
Healthy Paws

10,746 reviews

4.9
Fetch

27,427 reviews

4.9
Trupanion

62,944 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 23, 2011

Awesome

My 5 year old golden retriever had horrible diarrhea with blood. She ended up having to go to the ER Vet and needed to stay for a few days. Ultimately, she had a motility problem in her intestine and pebbles/rocks were in her stomach. Furthermore, through some testing it was discovered that she had a thyroid problem. My bill was approximately $2500. I had only bought my pet insurance plan about 4 months prior to the incident. Within 3 weeks I had my claim approved and Trupanion paid 90% of the medical costs. Everyone at Trupanion was very helpful and nice, which made the process go very smoothly! I was very thankful.

Insurer: Trupanion

By: Amanda

Useful
May 23, 2011

Great Service

My dog Coco had a few medical procedures due to an ear hematoma. This was the first time I have ever needed to submit an insurance claim. The ASPCA Pet Insurance representatives were helpful in guiding me step by step on the claim process. It was easy and with no hassles. Thank you.

Insurer: ASPCA

By: Raquel

Useful
May 23, 2011

Love the Wellness Plan

I recommend the Wellness Plan, especially for puppies. Unlike other insurers that only pay a portion of puppy type procedures (neutering, micro-chipping, vaccinations, heartworm plus heartworm pills), Embrace pays the total amount. You will receive a discount if you pay for a year up front, making your cost for $400 worth of coverage about $300. Add up all the puppy type expenses and you will probably spend the entire $400. Use the $100 you saved to help pay for the sickness and accident portion of the premium. Embrace will automatically apply 5% discounts to the sickness and accident premium for both neuter/spay procedures and micro-chipping, once the procedures are done.

Insurer: Embrace

By: Paul

Useful
May 23, 2011

Well Worth It!!

Quick review and settlement of our claim. Have been with AKC over five years and have always been satisfied. this mos recent was a big one for us.

Insurer: AKC

By: Mime

Useful
May 23, 2011

Love Trupanion!

We signed up with Trupanion a few days after we brought our puppy home. A friend of ours has had a dog with numberous health issues and recommended getting insurance right away, as it would have saved her a significant amount of money. Our puppy has proved to be a typical puppy getting into trouble when he can and we've had a few visits to the ER. In both cases Trupanion covered 90% of our costs. It has more than paid for itself and we are so thankful to have it. I still think Trupanion is the best option out there, although I have no personal experience with the others. No reason for me to even consider switching, Trupanion has been amazing!

Insurer: Trupanion

By: Lindsay

Useful
May 23, 2011

Love Trupanion!

We signed up with Trupanion a few days after we brought our puppy home. A friend of ours has had a dog with numberous health issues and recommended getting insurance right away, as it would have saved her a significant amount of money. Our puppy has proved to be a typical puppy getting into trouble when he can and we've had a few visits to the ER. In both cases Trupanion covered 90% of our costs. It has more than paid for itself and we are so thankful to have it. I still think Trupanion is the best option out there, although I have no personal experience with the others. No reason for me to even consider switching, Trupanion has been amazing!

Insurer: Trupanion Canada

By: Lindsay

Useful
May 22, 2011

Nothing bad to say

It took a little longer than I had anticipated to receive reimbursement but, all in all, it was not a terribly long wait period.

Insurer: ASPCA

By: Danna

Useful
May 22, 2011

Update!

I thought I would update since we have been with Embrace for the a year and a half now and have had a chance to actually utilize Embrace's insurance claim services. Customer Service is always accessible and responsive to inquiries. They will send you a notification upon receipt of claims and give you an estimate of how long it will take to process. And claims are paid very timely. The option to have it directly deposited into your bank acct is wonderful. Luckily, our Newf has been very healthy so we had only had sickness/incident file claims a few times. We have the additional Wellness Add On Benefit. Just her yearly checkup and heartworm preventative always exceeds the yearly premium paid out, and we always see full return on it -- so it is definitely a plus to have the additional coverage. I'd definitely recommend Embrace to anyone looking for health insurance coverage for their furbabies.

Insurer: Embrace

By: Susy

Useful
May 21, 2011

Once again - exceptional service

I've had the wellness policy for nearly a year, now and I must say that every claim we have submitted has been reimbursed promptly, with great customer service and courteous follow-up. A really first class operation! Highly recommended!!! Paul R. & Trudy

Insurer: Embrace

By: Paul

Useful
May 20, 2011

Very quick response time

It is very easy to submit insurance claims to this pet insurance company. I get very quick responses to my claims. Good value for the money, even in New York where veterinary bills are very high.

Insurer: ASPCA

By: Cami

Useful

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