I would definitely recommend Embrace Insurance to other pet owners. When I first purchased the policy, I was impressed with their coverage and I really liked the numerous policy options. Now that we have had to file several pet insurance claims, I can only say that I like them even more. They have always been prompt and courteous in responding to my claims and questions. The coverage they have provided has been exactly as was stated in my policy. I did have trouble with one claim being denied, but I worked with Embrace and my vet to clarify the situation and rectify our problem. I definitely plan to continue our insurance with them.