Last year, our boxer Roxy somehow blew out her ACL and needed knee surgery. The total bill, with X-rays, etc., came to around $1800 and VPI covered about $1600 of it. I couldn't have asked for a better situation. Roxy's been covered since birth and it's one of the only monthly payments I'm happy to make. The small amounts we get back for her 'maintenance' (shots, check-ups, meds, etc.) are great, but it's a blessing when something major needs to be done. VPI allows us to make our decisions based on what's best for Roxy and not what's best for our bank account. Peace of mind well worth every cent!