After adding Casey to our family; I wanted to make sure that his health was taken care of as had it been with our other animals. I don't know why I had this feeling, but had an inclination that taking out health insurance was something which I should do. My husband felt it a waste of money. After Casey was approx. 2 months old I realized that his breathing and overal energy level was not right. Immediately took him to our vet; he was dx. with Congestive Heart Failure and Pleural Effusion. Difficult dx. to accept but with Pets Best we knew that all could be done for him that was possible. He is doing ok for now but realize that he won't live the life he deserves. Pets Best has been the greatest. He was immediately placed on cardiac meds and given approximately 6 mos. I don't have to tell you how horrible that was to hear. However, he has tolerated the meds well and is now 2 1/2 years old. We love him and cherish everyday. Pets Best has allowed us to be relieved of some of the stress of financial issues.