My decision was I needed a dog and that dog would be a rescue from local SPCA...I got exactly the dog I wanted. Now, I needed to purchase pet insurance. I inquried about pet insurance on our first visit to the veterinary office. I was handed a folder with brochures from different pet insurance companies. After reviewing the materials I had selected VPI. As dog owner I cannot imagine not having the best heatlh insurance policy for my dog. By having VPI I know That I am a responsible pet owner.