Healthy Paws is much better than I could have ever imagined a pet health insurance company could be. My Pit Bull tore her ACL at a dog park. The surgery cost thousands of dollars. The Healthy Paws check arrived to me in less than a week after the surgery. Their customer support people were very caring and knowledgeable. They literally spent hours with me on the phone over my concern about having this surgery done to my young dog. Healthy Paws was really incredible. I will use them for life.