I wasn't sure about signing up for pet insurance, but I decided to give it a try and see what the results would be when and if it became necessary to use it. It did become necessary, within a few months of getting the insurance, when my Malti-Poo Riley got sick, resulting in 3 separate trips to the vet. I submitted a claim for each visit, and was reimbursed a good portion of the cost of each. I am very pleased with ASPCA pet insurance - it offset the cost of treatment so that I could focus on giving Riley the care he needed to get better. I'm glad I made the decision to get this insurance!