My mixed-breed puppy, Ziva, was diagnosed with severe hip dysplasia only 6 weeks after I adopted her. The first thing I did after she came to live with me was buy pet insurance and wow!! I never thought I would need it so fast! Her dysplasia was so advanced that surgery was the only option for her. She had her first surgery in May, then physical therapy. Her other hip was operated on in August and she is currently doing physical therapy. PetPlan was fantastic with her claims. They were so quick that I received reimbursement before I received the credit card bill. They actually followed-up with me to see how Ziva was going after her first surgery! That is unheard of! Having this insurance saved me well over $5,500. It is the best thing I ever purchased.