Our poor little 1 year old lab mix suddenly started vomiting blood on the night before Christmas Eve, the cause of which remains unclear. He needed sedation, IV fluids, labs, x-rays, anti-nausea medications--the works. He started out at our regular vet's office then had to be transferred to the local Emergency pet hospital for ongoing care, more labs and overnight rehydration. He received timely and excellent care in both places, and fortunately he recovered completely over the next few days. Not surprisingly, however, the bill was just under $1000. Thanks to Healthy Paws, we were able to have both vets provide whatever care our puppy needed and knew we'd have much of it covered through his puppy insurance. The claims process is simple, and amazingly, we had our reimbursement check back in the bank within 6 days. 6 days!! I was shocked, especially given that this took place during the Christmas holiday week. This is the best $30/month I could ever spend. We can't thank you enough, Healthy Paws!