Shortly after signing up with PetPlan, my bulldog swallowed pieces of his toy which got lodged into his intestines. He almost died but they went in and did surgery and removed the foreign objects. The bill was over $5500. I received a check with 100% reimbursement in less than one week. PetPlan was extremely easy to work with and I'm a complete believer in them. I definitely recommend them to everyone with a pet you love and care for.