I know that many people may think that nothing bad will happen to their pet, but any thing can happen at any time, especially when you are least prepared. I know from seeing it every day, medical emergencies happen. Having the piece of mind that you can take care of the pet you love like a family member makes all the difference in IF you can give the medical treatment your pet needs and deserves. I am a veterinary technician and the moment i brough home my kitten I knew that I would sign up for pet insurance, which one I was not sure. After long consideration over many different pet insurances, I decided on Embrace Pet Insurance. They offer the best coverage as well as wellness rewards, which allows you to do annual/wellness like things for your pet you normaly would pay out of pocket. I have had my pet insurance for a year now, and have only used it for wellness, thankfully I have not experienced any emergencies. But I know that it is better to be prepared. I love my furry little guy and he deserves to receive the best medical care for any reason. If you are a pet owner, new or seasoned, you really need to consider investing in pet insurance.