My husband and I decided to get pet insurance after our beloved American Eskimo became ill. After numerous tests and a lot of money, we had to put her down. It was heartbreaking to lose a pet, and also difficult financially. We felt that with our next pet, we didn't want to have to worry both about their health and the expense. We looked around and tried another pet insurance. We submitted a claim, and based on how their process worked, it wasn't much of a benefit. I did some research and discovered ASPCA. I've always had a lot of respect for ASPCA because of what they do for animals, but after reading how their policy worked, I thought it sounded better than our previous insurance carrier.
So far, we've submitted several claims for our dog (we have four and three are insured) and have been reimbursed a fair amount of our costs. Recently, our Chihuahua Remy was experiencing pain that couldn't be explained. While we were worried about him, it was nice to know that the bulk of our expenses would be covered. Remy is doing much better now (even though we never did figure out what was wrong with him); he's back to his playful self. We are now waiting reimbursement for our claim and when we receive it, I'm sure we'll be pleased with the amount.
Thanks ASPCA for being there for us. Remy says "woof!"