We have a new teacup chihuahua and we purchased the additional wellness insurance through Embrace. She has only had two exams and vaccination appointments. The first appointment was prior to purchasing the pet insurance. We submitted a claim and invoice for Poquito's second appointment several days ago and we have already been notified that a reimbursement is being deposited to our account. We are very satisfied with the communication, the ease of submitted claims, and the quick reimbursement.