My cat, Stormy, is generally heathly but getting a little older. She's had some dental and skin problems but nothing dramatic.
I am reassured having pet insurance for her - just in case. My other cat, Thunder, died of IBS a couple years ago. It came on rather suddenly and he was sick for several months before he died. If I didn't have ASPCA pet insurance, I would have had to get a second job to pay his vet bills.
ASPCA is a respected company and the pet insurance is good quality and priced right.