My boxer had a severe allergic reaction and needed several emergency and follow up visits to the vet-at least 10. These visits proved to be very costly and were charged to our credit card. With the reimbursement checks from ASPCA pet insurance we were able to offset a good portion of the cost. I would never want to refuse my "little love" care because I couldn't afford it. "Thank God for ASPCA pet insurance", they reviewed my claims quickly and I received the checks before my next credit card billing cycle.