I bought a Trupanion vet insurance policy after being told about it when my Ryker was just 10 weeks old. Best thing I have done as a pet owner. I had hoped never to use it and just have it incase something happened! As it turned out Ryker has had several incidents with a bad stomach and needed vet attention! I am so Thankful to Trupanion for their quick response and I know that anything that comes Ryker and my way, we always can get the help we need due to having the vet insurance with Trupanion! I recommend this to all my family and friends!