I'm happy with my pet's health insurance plan. It's the most basic plan, accident only. For the price, it is a great deal. The only thing that would make me happier would be to increase the limit amount per fee. For example, my vets exam fees are higher than what my insurance will cover, as are most vet charges (medications, treatments, etc. Since there is already a $100 deductible and insurance only covers 80% of vet bills (as a result of an accident) after the deductible is met, I feel they shouldn't set limits on charges.