We have had VPI since we adopted him 9 1/2 years ago. We have rarely submitted any claims over the years. He was diagnosed with a heart murmur a few years ago and recently he has needed treatment. We cannot afford to go to a vet cardiologist and our regular vet has been treating his condition with medication which costs $30 per month. He will need to be on this medication for life. VPI reimbursed us for 10 cents of the $30 submitted.