I have just signed up for a second year of Embrace Pet Insurance for my two Australian Shepherds. I was impressed with the company from the very start because they agreed to cover my older Aussie (5 at the time) who had Valley Fever. They will not cover the Valley Fever, but have covered all other health issues and meds for both dogs. Reimbursement is always fast. Thank you Embrace for giving me the opportunity to give great healthcare to my dogs without worrying about the price tag.