I am senior vice president of a major wall street firm and I very familiar with insurance products. When I researched various insurance carriers for my pet whippets I am glad I selected Purina. One of my dogs had a serious back injury and required emergency care. Several days later I submitted my claim and it was reviewed and paid very quickley. I hope that I never have to submit another claim for my pets. I will continue to maintain Purina coverage for them for those unexpected events.