I have a healthy 11 year old umbrella cockatoo. I have had VPI for many years. Exotic blood work can be several times more expensive than for cats and dogs for just the normal tests. The actual costs are much higher than VPI allows but I am glad to have a way to pare down the costs for even the normal tests. VPI carries good policies for exotics. They cover the normal yearly checks up to all the complicated avian issues. The premium is easy to pay with the monthly option. I would like to see the reimbursement increased to more than 50% but along with that would be a higher premium. The claim process is easy along with a quick turn around time. I am satisfied with VPI and will continue to use their services to help keep my cockatoo in the best of health.