This is not my first claim, but this is the first time I have decided to write in a comment. We aren't exactly sure when the accident occurred that caused Charlie's injury, but somehow he tore his ACL.
At the onset of his limp and leg lameness, our Veterinarian, Surgeon, and we thought it would be best to let his sprain heal naturally. Unfortunately, six months later, Charlie was still limping around and we decided to move forward with the surgery. With numerous surgical consults and vet visits, there were a lot of unexpected costs...
This accident occurred while my spouse was deployed. We definitely did not budget for Charlie to have surgery. Our first year with PetPlan, we were not exactly fully reimbursed to justify the costs, but we decided to renew our policy. We are so glad that we did! Not worrying about the costs associated with getting Charlie healthy before my spouse's return was an amazing feeling!