After reviewing all the pet insurance options out there, I felt that Healthy Paws had the best prices and coverage. Not long after getting Healthy Paws to cover my 2 young German Shephards, I had to use it. Both my dogs weigh about 100 lbs and play rough, which has led to multiple sprains. The X-ray costs are not cheap and I was bringing my dogs in practically every other month with a sprain or injury. The reimbursement came in very quickly. I also was amazed that after my vet sent them their records the very first time, I got an email the same day stating they received the records and wished my dogs were ok. I like how they keep you in the loop on the reimbursement process and follow up with a personal friendly phone call.