When my wife and I decided to get a puppy, I knew I wanted to get pet insurance after hearing about some of the vet bills for different things my friends' pets had been through. After looking at quotes from VPI, Pets Best, Trupanion, Pet Partners, etc. I decided on Healthy Paws based on their policy coverage, glowing reviews, and very reasonable premium. I have to say I have never had a better insurance experience (including health, life, auto, etc.) than with Healthy Paws! They are extremely responsive, understanding, and don't give you the runaround when processing claims. Highly recommended!