Our boisterous boxer has been insured with VPI since she was a puppy, with various issues from eye infections to a bout of gastric distress. Thus far, our policy has more than paid for itself. (That said, we've been fortunate in that we've had no major illnesses or injuries to date.) As with all insurance, human or otherwise, it is essential to read the fine print and be an informed consumer. But I must say, VPI has been easier (faster, friendlier and a lot more fun) to deal with than the company that insures the two-leggeds in our family. I would, and have, recommended them to friends and will continue to do so.