When we got our puppy, we decided to get pet insurance People have health insurance, so it's practical to have our pet covered as well. VPI came in handy when our dog had surgery for ingesting a foreign object. It would have easily cost a few thousand dollars out of pocket, but with VPI, we paid a small fraction of that. One event is enough for us! The claims process was as easy as 1-2-3. Actually, it's even easier now! You can email the forms. VPI covers more than I'd ever expect it to, right down to flea medication. The benefit schedule is wonderful. You know exactly what you're getting for the claim submitted. VPI is the best investment we've made for our dog. Pets are family and deserve to be treated well!