Shortly after adopting MISS ZOE she developed problems with a toenail. After many trips to the vet and 6 months later we had to have the toe removed. We soon after found out it was cancer. MISS ZOE now has to go every 3 months for checkups to see if she is cancer free. So what I want to say is that we had many many expenses and was so grateful to VPI. I am so satified with what expenses were covered.