PPU has honestly been life saving.
My dog was diagnosed with an auto immune disease just after he turned one, and we have had some trouble controlling it, and side effects. It’s so nice to be able to tell the vet “what does he need”, versus “well I can only do this much”.
I can’t even imagine where we’d be without PPU, I probably would have had to give him up in some capacity - euthanasia or return to breeder. Will never not have pet insurance again.
PPU stands out because it has the Pet Poison Hotline (which we’ve used), and a vet tech hot line (also used for my other dog).
The only things I wish that were different is having the option of unlimited coverage if signed up at an early age (which we did), because it can become stressful getting close to the maximum.
A vet direct system of payment - Luckily I have been able to find the means to pay ahead of time (with some help), but not everyone has that ability - I’m speaking in regards to emergency situations because they have the pre-approval for planned things.
Also ran into no coverage for holistic medications without VIN numbers - just wish anything prescribed by the vet would be covered.
But would definitely highly recommend. No pet insurance is perfect, but this is probably one of the closest.