I'm very pleased with Embrace thus far. The claims have been treated fairly and quickly with courtesy. This is my first experiance with pet insurance and I pretty much went with the maximum options. We had a cat that had a rough year with an indoor accident and then cancer. We did not have pet insurance for him and certainly wish we would have.
I decided with the two new cats, (all our cats have been rescue animals from the SPCA), we would have the pet insurance. I researched this subject very extensively and found Embrace to be the best with the most options and fair pricing.